Real Results. Real Clients. Real Savings.

See how forward-thinking employers across industries are transforming their benefits strategy with measurable savings and zero disruption to take-home pay.

$16M+

Projected Client Savings

Up to 48%

Premium Reduction

8+

Industries Served

$0

Copay Options Achieved

Assisted Living

Senior Care Facility — Comprehensive Benefits Transformation

$1.06M
Employee Savings Annually
$248K
Employer Savings Annually
$6.57M
Est. 5-Year Total Savings
$0
Doctor, Pharma & Mental Health
Employee savings of $1.06 million annually
Employer savings of $248,000 annually
$0 access to doctor visits, pharmacy, mental health services, and addiction recovery
Medical Services

Healthcare Organization — 3 Years of Flat Premiums

-36%
Premium Savings
$0
Deductible
3 Years
Flat Premiums
$2.27M
5-Year Projected Savings
36% decrease in premiums in Year 1
Deductible reduced to $0
Claims reviews reduced billable claims by 62%

The last three years of employee benefits have been the best of my last twenty.

Lori W., Director

Light Manufacturing

Attracting & Retaining Skilled Employees

-12%
Premium Savings Year 1
$3,550
Annual Savings / Family
$215K
Annual FICA Reduction
$3.52M
5-Year Total Savings
12% reduction in health insurance renewal
$1,100 annual savings per employee
Plan deductible reduced by 75%

They took the time to understand our unique needs and provided customized solutions that exceeded our expectations.

Jessica Abrego, HR Manager

Federal SCA Contractor

Federal Government Services — Service Contract Act Compliance

-18%
Premium Savings Year 1
$2,372
Savings / Employee Year 1
$6,950
Savings / Family Year 1
$3.55M
Est. 5-Year Total Hard Savings
18% reduction in health insurance premiums Year 1
$2,372 savings per employee Year 1
Deductible and max out-of-pocket reduced by 50%
Technology Firm

Competing for Top Tech Talent

$3,440
Savings / Employee Year 1
-29%
Premium Savings Year 1
-17%
Premium Savings Year 2
50%
Lower Deductible & Larger Network
29% premium reduction Year 1 — $3,440/employee
17% additional savings Year 2
National network removed recruiting barriers
Auto Technology

VC-Funded Automotive Services Startup

-21.5%
Premium Savings
$1,280
Annual Savings / Employee
$10,480
Annual Savings / Family
50%
Lower Deductible & Max OOP
21.5% reduction in health insurance premiums
Families saving over $10,480 annually
Zero coverage gaps based on state of residence

An amazing team built on trust and accountability, always readily available to help.

Blain J. Stark, Director of People

Pest Control Company

Multi-Strategy Benefits Transformation

-21.8%
Premium Savings
$189
Avg EE Savings Monthly
50%
Lower Deductible & Max OOP
$4,000
Avg Total Savings / Employee Year 1
21.8% reduction in health insurance spend over renewal
15.3% less than the prior year's costs
Employer FICA savings of approximately $5,500
Restaurant Management

Attract & Retain Top Talent

-47.8%
Premium Savings
$4,200+
Annual Savings / Employee
$650K
5-Year Projected Savings
$0
Deductible Option
47.8% savings over the renewal
$4,200+ savings per employee annually
Best-in-class benefits — improved recruiting

How We Deliver Results

Every engagement follows a proven, data-driven process designed to uncover savings and improve benefits without disruption.

01

Audit & Benchmark

We analyze your current plan structure, claims history, and costs against industry benchmarks to identify savings opportunities.

02

Model & Strategize

Using proprietary tools like the Benefits Scorecard, we model multiple scenarios to project savings without disrupting coverage.

03

Implement & Optimize

We handle the transition — from plan design and carrier negotiations to employee communications and enrollment support.

04

Monitor & Adjust

Ongoing claims auditing, renewal analysis, and plan adjustments ensure savings compound year over year.

Frequently Asked Questions

Common questions about our client results and process.

Are these benefits savings results typical?

Results vary by employer size, industry, and current plan structure, but most clients see meaningful premium reductions and payroll tax savings in Year 1. Our free Benefits Scorecard provides a personalized estimate before you commit to anything.

How long does it take to see results?

Most employers begin seeing savings within the first plan year. Our implementation process typically takes 30–60 days, and savings are measurable from the first renewal cycle.

Do employees lose coverage or take-home pay?

No. Our strategies are designed to maintain or improve coverage levels while reducing costs. In many cases, employees gain access to lower deductibles, expanded networks, and $0 copay options for doctor visits, pharmacy, and mental health services.

What size employers do you work with?

We work with employers ranging from 25 to 2,500+ employees across a variety of industries including healthcare, manufacturing, technology, federal contracting, and food service. Our approach is customized to each organization's size and needs.

Ready to Achieve Similar Results?

Join hundreds of employers who have transformed their benefits strategy with Summit X Advisors.