Terms of Service

Agreement to Terms

By accessing or using the Summit X Advisors website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

Use of Services

Eligibility

You must be at least 18 years old and have the legal capacity to enter into contracts to use our services. By using our services, you represent and warrant that you meet these requirements.

Permitted Use

You may use our website and services for lawful purposes only. You agree not to:

• Violate any applicable laws or regulations
• Infringe on the intellectual property rights of others
• Transmit harmful code, viruses, or malware
• Attempt to gain unauthorized access to our systems
• Use our services for fraudulent purposes
• Harass, abuse, or harm other users

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Summit X Advisors or its licensors and is protected by copyright, trademark, and other intellectual property laws.

User Content

When you submit information through our forms or communications, you grant us a non-exclusive, royalty-free license to use, reproduce, and process that information for the purpose of providing our services.

Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or secure.

Limitation of Liability

To the fullest extent permitted by law, Summit X Advisors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services.

Insurance Services Disclaimer

The information provided on this website is for general informational purposes only and does not constitute professional insurance advice. Insurance coverage and benefits vary by policy and carrier. We recommend consulting with a licensed insurance professional for specific advice tailored to your situation.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk.

Indemnification

You agree to indemnify and hold harmless Summit X Advisors, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising out of your use of our services or violation of these Terms.

Modifications to Terms

We reserve the right to modify these Terms of Service at any time. We will notify you of any changes by posting the updated terms on this page. Your continued use of our services after changes are posted constitutes your acceptance of the modified terms.

Termination

We reserve the right to terminate or suspend your access to our services at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Missouri, without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising out of or related to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except where prohibited by law.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Contact Information

If you have questions about these Terms of Service, please contact us:

• Email: info@summitxadvisors.com
• Phone: 573-616-2359
• Address: 235 E. High Street Ste 100, Jefferson City, MO 65101